Juneau – Today, Representative Adam Wool (D-Fairbanks) introduced consumer protection legislation to prohibit insurance companies from raising rates or denying coverage based on credit scores without the customer’s permission. Currently, insurance companies are allowed to use credit scores to decide whether to cover someone and to set the initial rates. However, without the customer’s permission they cannot consider credit scores when renewing an existing policy. House Bill 367 would prevent Alaskans from being denied insurance coverage based on credit scores and would require the customer to give permission for credit scores to be used to calculate prices.